Programs and Services
Canada Pension Plan Disability
Brematson can represent you at any time throughout the CPP-D process
- CPP-D is a benefit. It generates a monthly income. It is administered by Service Canada. The Canada Pension Plan is like any other pension or insurance plan in that one has to have paid into the plan in order to receive benefits.
- You must be under 65 years of age. To apply for the benefit
- If you have taken your CPP early you can apply for CPP-D but must do so within 15 months of applying for your Canada Pension.
- You must have a severe and prolonged disability that prevents you from working at any job. The disability can be physical or mental.
- Severe and prolonged means that the impairment will exist an indeterminate period of time.
- If you do improve to the point where you can return to work you may do so but it will affect your benefits depending on if your return to work is part time or full time.
- It is retroactive up to 15 months. Retroactive time period may be longer in an appealed claim. It can then be retroactive to the date of the application
- CPP- Disability benefits are linked or affect private disability insurance, Workers’ Compensation, and Provincial Social Assistance
- After 26 weeks of Service Canada receiving the application, you can be denied due to the medical adjudicator sees that your application does not meet the criteria for eligibility
- You can ask for a reconsideration within 90 days to explain your case and why your medical condition meets the criteria to quality – at this point you may submit further medical information
- If the reconsideration is denied, there is a chance to present and state your case one last time
- You can meet the judges face to face to finalize the decision of your eligibility
- 90 days to submit your request for appeal.
- There is a 1.5 year waiting period for a hearing
Social Security Tribunal Representation
- Brematson will attend and represent you in the hearing (along with a potential witness to testify)
- We use our knowledge of the CPP-D legislation to solidify your case
Disability Tax Credit
- To be eligible for the DTC you must have a disability (mental or physical) disability that has lasted at least 12 months.
- You do not have to have a disability in all of the categories listed in the application form
- Inability to work is not considered, what is important is how the impairment affects you on a day to day basis
- There is no age limit. Any person with a disability (PWD) including children as well as seniors may apply.
- The Disability Tax Credit requires taxable income to generate a tax refund
- Because the tax credit is calculated based on taxable income the amount of the credit can vary from person to person
- The DTC can be transferred to a spouse or blood relative.
- There is no survivor benefit, however the credit can be claimed for a deceased PWD with the tax refund sent to the executor of the will
- You can reapply but new information is required
- You can ask for a reconsideration
- You must submit your appeal within 90 days of the letter of determination
- We can submit an official appeal with additional doctor information
- If you are still denied, you can take your case to tax court
Child Disability Benefit
- Attached to the DTC for children under the age of 18
- Paid on a monthly basis to the parent or guardian who is already eligible for the Child Tax Benefit
- Based on the family income