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Canada Pension

We can represent you at any time throughout the CPP-D process. We are your advisors, your allies and your advocates. We know the system because we have worked on behalf of hundreds of people just like you. Our knowledge of the CPP-Disability program can be used to solidify your application or appeal.

New Applications

  • CPP-D is a benefit. It generates a monthly income. It is administered by Service Canada. The Canada Pension Plan is like any other pension or insurance plan in it has to have been paid into to receive benefits.
  • You must be under 65 years of age to apply for the benefit.
  • If you have taken your CPP early you can apply for CPP-D but must do so within 15 months of applying for your Canada Pension.
  • You must have a severe and prolonged disability that prevents you from working at any job; the disability can be physical or mental.
  • Severe and prolonged means that the impairment will exist for an indeterminate period of time.
  • If you do improve to the point where you can return to work you may do so but it will affect your benefits depending on if your return to work is part-time or full-time.
  • It is retroactive up to 15 months. The retroactive time period may be longer in an appealed claim. It can then be retroactive to the date of the application.
  • CPP-D benefits are linked to or affect private disability insurance, Workers’ Compensation, and Provincial Social Assistance.


  • After 26 weeks of Service Canada receiving the application, the medical adjudicator may deny your claim if they see that your application does not meet the criteria for eligibility.
  • You can meet the judges face to face to finalize the decision of your eligibility.


  • If the reconsideration is denied, there is a chance to present and state your case one last time.
  • You can meet the judges face to face to finalize the decision of your eligibility.

Not sure if you’re eligible?
Contact us today for a free, no-obligation call.