Author name: Susana Scott

In September 2022, Statistics Canada unveiled the results of its decennial Mental Health and Access to Care Survey, revealing a stark reality: more Canadians are grappling with depression and anxiety than they were a decade ago. This worrisome trend is affecting people of all ages, but it’s hitting the younger generation, particularly women, the hardest. …

Canada’s Mental Health Crisis: A Deepening Concern in a Changing World Read More »

The Canada Pension Plan Disability (CPPD) benefit program is important to group benefit insurance providers for several reasons, as listed below: Offsets: When an individual becomes disabled, they may be eligible for disability benefits through multiple sources, such as the CPPD program and their employer’s group benefit plan. In order to avoid overpayment, the group …

Why is the CPPD benefit an important part to group benefit insurance providers? Read More »

As you may have noticed, I create a significant amount of content on the Social responsibility component, or the “S” factor of ESG. It is noteworthy that all opportunities should be utilized to help make a better world for all people, including those with disabilities. Because ESG principles are so important, moving forward I will …

How does CPPD case management “S” factor for ESG impact social responsibility for DEI and how can it impact corporate governance? Read More »

What are some issues with Service Canada when people with disabilities apply for the Canada Pension Plan Disability benefit? How Brematson makes a difference in representing disabled claimants applying for this benefit. There have been some valid criticisms of Service Canada with respect to the Canada Pension Plan Disability (CPP-D) benefit application process. Some of …

What are some issues with Service Canada when people with disabilities apply for the Canada Pension Plan Disability benefit? How Brematson makes a difference in representing disabled claimants applying for this benefit. Read More »

Supporting group disability insurers and their disabled plan members for a smooth CPP-D process, and being committed to social responsibility for vulnerable and hurting Canadians once they are deemed disabled.    It’s an extremely stressful and scary time for thousands of Canadians who become disabled, whether it’s as result of an illness, injury or an accident. …

Supporting group disability insurers and their disabled plan members for a smooth CPP-D process Read More »

Mental health claims have been on the rise in recent years, and the COVID-19 pandemic has exacerbated this trend. According to an October 2021 report by the Canadian Life and Health Insurance Association (CLHIA), mental health claims in Canada have been increasing steadily over the past several years.  The impact of this increase in mental …

Mental health claims are on the rise.  What impact is this having on insurance providers and their disability case managers Read More »

ESG (Environmental, Social, and Governance) frameworks provide several tools for companies to focus on social responsibility, disability inclusion and education. Here are some examples: Diversity and Inclusion Policies ESG frameworks often include social responsibility considerations such as diversity and inclusion policies. These policies can include specific measures to promote disability inclusion, such as reasonable accommodation …

What tools can ESG provide for Social Responsibility for Disability Education, and How it can Transform your Organization Read More »

ESG (Environmental, Social, and Governance factors) is a framework used by companies and investors to evaluate the sustainability and ethical impact of their operations and investments. Quantifying the ESG “S” factor for insurance providers is one of the ways to measure and evaluate the impact of disability-related factors on their operations and decision-making. The ESG …

What is ESG and how can CPPD Case Management Services Assist Insurance Companies to Uphold Social Responsibility and Invest in Sustainable and Socially Responsible Initiatives? Read More »

At Brematson Disability Advocates, we’re frequently asked if people should take early CPP or apply for CPP Disability benefits.  The answer is both simple and complicated at the same time. To be considered “disabled” by Service Canada, you must have a disability that is severe and prolonged. In other words, you cannot qualify for any …

I am disabled. Should I take early CPP or should I apply for CPP-Disability benefits? Read More »

Have you, or someone you loved, been wondering about the Canada Pension Plan Disability benefit (CPP-D) and how it connects with the Post-Retirement Disability Benefit (PRDB)? Some people with disabilities, who as a result cannot work, apply for the early CPP retirement pension (regular pension). If they have been receiving their CPP regular pension for …

The Canada Pension Plan Post-Retirement Disability Benefit Read More »